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Illustration of college savings growth with education planning symbols

Calculator | Dynamic planning tool

529 Plan Calculator

Estimate how much a 529 plan may cover by the time college expenses begin.

This calculator estimates

  • Projected 529 balance
  • Projected college cost
  • Funding gap

Estimate

Your results

D
Years until college
12
Projected 529 balance
$106,003
Projected college cost
$285,546
Projected gap
$179,543

Educational estimate only. This tool does not provide legal, tax, investment, or financial advice. Assumptions may not reflect your full situation.

Guide

How to use this estimate

Education costs move over time

The listed cost of college can rise faster than general inflation, so a current tuition number rarely tells the whole story.

Save with flexibility

529 plans can be powerful, but families should balance college savings with emergency funds, retirement savings, and tax planning.

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